You might be surprised to learn that October is National Financial Planning Month and it’s a great reminder to take a few small steps to help improve your financial health and make better money management decisions. With the holiday season quickly approaching and all of the upcoming expenses associated with this time of year, there’s no better time than now to get your finances in order. Whether you’re struggling to pay down debt or save money, improving your financial health doesn’t have to be complicated. These easy steps will get you back on track and into tiptop fiscal shape fast. Although your income may not have changed, the upcoming holiday traveling and gift-giving season signals a need to review and rebalance your budget to ensure you’re on track to meet short-term and long-term goals as you look towards 2018. For those who don’t have a budget, start by reviewing the last two to three months of expenses to establish a baseline. Then, look for areas where you can cut back, such as dining out, or freezing or cancelling any memberships or subscriptions you may not use. Everyone knows paying bills on time is crucial to effective financial management, but what about paying yourself? People who consider their savings just as important as their monthly mortgage are more effective at building savings accounts, and this is crucial for meeting both short-term and long-term goals. Mail theft is a serious issue that shouldn’t be taken lightly. Andrea Woroch is a nationally-recognized consumer and money-saving expert who regularly contributes to leading national and regional news stories. OZ, Good Morning America, FOX & Friends, MSNBC, CNN, ABC News with Diane Sawyer, and been quoted in New York Times, Wall Street Journal, Money Magazine, Kiplinger Personal Finance, Better Homes & Garden and many others. A thief who intercepts bank statements or bill payments can steal your identity, take over your credit cards, make counterfeit checks and more. Andrea also enjoys writing articles for various personal finance and lifestyle websites and blogs. Andrea is passionate about sharing ideas and tips to help you live on less without having to sacrifice. She says making a few small tweaks to daily and monthly spending is all you need to do to achieve your dreams within your means. Follow Andrea on Facebook and Twitter for daily savings tips and check back for new videos, magazine stories and blog posts all about saving money! Cialis gГ©nГ©rique Prednisone dog LOWEST PRICES ONLINE - ORDER NOW. no Prescription Prednisone. Is It Illegal to Order Acyclovir Online recently had. acetylsalicylic acid - accelerates its. Buy prednisone online overnight rating. 5-5 stars based on 216 reviews. Although patients and/or family members maystill feel entitled to faster access or a. 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Not likely as the policy level of website for most shops is less than one in domestic means, it is other for a money to tender its demands: it particularly places more health for fewer doughnuts. Sharon Irish slirish (at) gmail (dot) com DEGREES 1985 Ph D, Northwestern University, Evanston, Illinois, Art History 1982 MA, Northwestern University, Evanston, Illinois, Art History 1976 BA, University of New Mexico, Albuquerque, New Mexico cum laude in Art, magna cum laude in General Studies CURRENT Retired, independent researcher SELECTED LECTURES AND PRESENTATIONS “Stephen Willats’ , New York City, February 15, 2017 “Stephen Willats and the Performance of Information Flows,” Computer Arts Society, London, U. K., May 9, 2016 ”Predictive and Prescriptive Thinking: Considering Stephen Willats,” Anticipation Research Group, University of Bristol, Bristol, U. K., April 28, 2016 “Coded Landscapes: Stephen Willats’ Place-Based Work in the UK,” Museo Tamayo, México, D. F., February 10, 2015 “Fem Tech Net,” With Radhika Gajjala and Alexandra Juhasz, Fem Tech Net Video Dialogue on “Place” November 14, 2013, Pitzer College, Los Angeles, CA Central Library Reinvented, May 8, 2013, St. Louis Public Library” Network 45-plus: Post-War Architecture in Europe: Community Spaces: Conception, Appropriation, Identity, September 8, 2012, Technische Universität Darmstadt, Germany, “Two Doves to Tower Mosaic: Artists in Public at Warwick and Brindley Estate, London” Visual Studies Colloquium, November 3, 2011, Illinois State University, Bloomington-Normal, IL, “Positionality, Performance, Participation: The Art of Suzanne Lacy” Rewire: the 4th International Conference on Media Art Histories, September 28-30, 2011, Liverpool, UK, “The Socio-spatial Practice of Artist Stephen Willats” Tryk Tryk Tryk Gallery, June 18, 2011, Copenhagen, Denmark, “Traversing Art: Works by Suzanne Lacy” (book talk) Erasing Boundaries: Service-Learning in Landscape Architecture and Architecture, April 30, 2011, New York City [Poster] “Spaces of Connection: Designing a High-Tech Collaborative Space for Youth,” with Deven Gibbs, Martin Wolske and Debarah Mc Farland Computers, Information and Society Special Interest Group, Society for the History of Technology, October 3, 2010, Tacoma, Washington, “Meta Filter: Coming to Agreement with Interactive Computer Technology” Center on Democracy in a Multiracial Society, University of Illinois, Urbana-Champaign, April 7, 2010, Roundtable, “Diversity and Democracy” conference, with Sam Smith, Ken Salo, and Ryan Griffis, “Reflecting on Campus-Community Interactions: Arts, Activism and Public Memory” Urbana Free Library, March 17, 2010, Urbana, IL, “Concepts in Public: The Art of Suzanne Lacy” (book talk) College Art Association Annual Meeting, February 2010, Chicago, IL, “Aspects of the Civic: Chicago’s Daley Center and Plaza” Community Informatics Initiative Research Series, January 27, 2010, Graduate School of Library and Information Science, University of Illinois, Urbana-Champaign, “Imperfect Community” GRANTS 2018, Graham Foundation for Advanced Studies in the Fine Arts, Chicago, IL, Publication Grant, “Stephen Willats and the Social Function of Art: Experiments in Cybernetics and Society” 2015, Creative Capital | Warhol Foundation Art Writers Grant Program, Stephen Willats, 1970-2012 2015, Paul Mellon Centre for Studies in British Art, Stephen Willats, 1970-2012 2014, Colston Research Fellowship, Institute of Advanced Studies, University of Bristol (UK), Department of Drama: Theatre, Film & Television, “In the Margins? “Art in Public at Warwick and Brindley Estate, London.” In Community Spaces: Conception – Appropriation – Identity. Local Knowledge and Self-Organisation” 2011, Graham Foundation for Advanced Studies in the Fine Arts, Chicago, IL, Research and Development Grant, “The Socio-spatial Practice of Artist Stephen Willats” 2003-2005, University of Illinois Research Board, “The Embodied Art of Suzanne Lacy” 2000-2001, University of Illinois Research Board, “Layers in the Loop: ‘Full Circle’ by Suzanne Lacy” PUBLICATIONS: Winner of David Gebhard Book Award of the Minnesota Chapter of the Society of Architectural Historians, 2000; Winner of Publication Award, Metropolitan Chapter of the Victorian Society in America, 2000; Finalist, Minnesota Center for the Book Award in History, 2000; published as e-book by Random House, 2010 Edward N. Edited by Maren Harnack, Tobias Michael Wolf, Sebastian Haumann, et al. (Berlin: ISR Impulse Online/Institut für Stadt- und Regionalplanung, 2015). “Spaces Of Connection: Implementing the Design of a High-Tech Learning Space for Youth.” In Community Matters: Service Learning and Engaged Design and Planning. Edited by Gabrielle Cody and Meiling Cheng (Routledge, 2015). Edited by Mallika Bose, Cheryl Doble, Paula Horrigan, and Sigmund Shepp. (refereed) “‘Great Gray Buildings’: The United States Army Supply Base in Brooklyn, New York.” Pp. (invited) “Hierarchies in the Circuitry: Women, Information Technology and Scholarship (WITS) at Illinois.” Technology’s Stories [online publication of the Society for the History of Technology] (November 2013). “Structures of Participation: Performing Local Knowledge.” 49:1(January 2008): 202-214. Three Interviews on the Concept of Spatial Justice.” Producer and interviewer. 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